Terms of Use

1. Introduction

These Terms of Use (the "Terms") govern your use of the FinansZ website and mobile application (the "Service") provided by Paynion Tech Bilişim Hizmetleri A.Ş. ("Paynion", "we").

By using the Service, you confirm that you have read, understood and accepted these Terms. If you do not accept the Terms, please do not use the Service.

2. Definitions

• Service Provider: Paynion Tech Bilişim Hizmetleri A.Ş.
• Service: The FinansZ website, mobile application and all modules offered
• User: Any natural or legal person who registers for, accesses or uses the Service
• Account: The personal or corporate account created by the User to access the Service

3. Account Creation and Responsibility

To use the Service, you must create an account. When creating an account, you agree to the following:

• All information you provide is accurate, current and complete
• You will keep your account credentials confidential and not share them with third parties
• You are responsible for all activities carried out through your account
• You will notify us immediately of any unauthorised use or security breach

4. Use of the Service

You agree to use the Service only for lawful purposes and in accordance with these Terms. The following conduct is prohibited:

• Using the Service for illegal or unauthorised purposes
• Engaging in conduct that disrupts or impairs other users' use of the Service
• Attempting to gain unauthorised access to the infrastructure, source code or systems of the Service
• Distributing malware, viruses or harmful code through the Service
• Using the Service to reverse engineer, decompile or create derivative works

5. Subscription and Payment

Certain features of the Service may require a paid subscription. The amount, billing frequency and other conditions of your subscription will be presented to you at the time of order.

Payments are collected in advance and are non-refundable unless required by applicable law. You can cancel your subscription at any time; cancellation takes effect at the end of the current billing period.

6. Intellectual Property Rights

All intellectual and industrial property rights in the FinansZ brand, logo, software, design and content belong to Paynion or are used by Paynion under a license.

These Terms grant you only a personal, non-transferable and non-exclusive license to use the Service as described in these Terms. You may not copy, modify or republish the content without prior written permission.

7. User Content

You own the data you upload to the Service (invoices, customer information, financial records, etc.). Paynion only has the technical right to use such content as necessary to provide the Service to you.

You warrant that the content you upload complies with applicable law, does not infringe the rights of third parties and that you have all required permissions.

8. Disclaimers

The Service is provided "as is" and "as available". We do not make any express or implied warranty that the Service will be uninterrupted, error-free or fit for a particular purpose.

Financial and accounting calculations within the Service are auxiliary in nature and do not replace financial, legal or tax advice. We recommend consulting authorised professionals before making important decisions.

9. Limitation of Liability

To the fullest extent permitted by applicable law, Paynion shall not be liable for any indirect, incidental, special, punitive or consequential damages arising from the use or inability to use the Service. Our total liability is limited to the amount you paid for the Service in the 12 months preceding the event giving rise to the liability.

10. Suspension and Termination

If you breach these Terms or engage in conduct that threatens the security of the Service, we reserve the right to suspend or close your account without prior notice.

You can close your account at any time through the app or by sending a notice to info@paynion.com. After your account is closed, the retention of your data will be managed in accordance with our Privacy Policy.

11. Governing Law and Jurisdiction

These Terms are governed by the laws of the Republic of Türkiye. The Istanbul (Anatolian) Courts and Enforcement Offices are exclusively competent for disputes arising from these Terms.

12. Changes to the Terms

We may update these Terms from time to time. For material changes, we will notify you via email or in-app notification. Continued use of the Service after the publication of the updated version constitutes your acceptance of the changes.

13. Contact

If you have any questions about these Terms, you can contact us:

• Email:info@paynion.com
• Address: Barbaros, Sebboy St. No:4/1 Inner Door No:1, 34758 Atasehir/Istanbul, Türkiye